Silverlakes
Fort Myers, FL · 329 single-family homes · Unincorporated Lee County
zone 5 Surge
zone X Flood zone
100% of mapped
flood features
An independent resident guide — not affiliated with the Silverlakes HOA, club, or developer.
Silverlakes at a glance
About Silverlakes
Silverlakes is a gated community of 329 single-family homes in Fort Myers. Day to day, the nearest golf course, The Club at Gateway, is about 1 mile straight-line from the community's center; the nearest library, East County Regional Library, is about 3.2 miles away; the nearest hospital, Select Specialty Hospital, about 5.1 miles.
Amenities — amenities compiled from Silverlakes at Gateway and Gateway (Fort Myers) market materials (confirm current amenities with the association); Silverlakes is a NON-golf community — include a gated entry, a community clubhouse, a community pool, tennis and basketball courts, a playground and lakeside recreation space (the neighborhood is built around several lakes).
On paper, the community sits in evacuation zone E, and all of its mapped flood features (100%) fall in zone X, outside the high-risk flood area. The average assessed just value across its 353 residential parcels was $320,421 in the county's 2026 roll.
Two facts shape a Silverlakes purchase more than the amenity list, and both come down to how the neighborhood fits inside the larger Gateway plan. The first is cost structure. Silverlakes is not a standalone subdivision that happens to sit near Fort Myers; it is one of Gateway's original neighborhoods, and it falls inside the Gateway Services Community Development District. That means the recurring public charges on a home here run beyond county taxes: the sampled 2025 tax bill carried a Gateway Services CDD assessment of about $1,286 alongside a Lee County solid-waste line, for roughly $1,652 in non-ad-valorem charges. CDD amounts vary parcel to parcel and pay down over time, so the figure a buyer inherits depends on the specific home.
The second is what Silverlakes deliberately is not. Gateway is golf country, but Silverlakes carries no course of its own — the Gateway Greens club is a separate community nearby. For a buyer who wants a gated, lake-dotted enclave with a clubhouse, pool, tennis and basketball courts and a playground, but no mandatory club membership, that is the appeal; for anyone expecting bundled golf, it is the wrong address. This is a standard HOA community of roughly 329 homes (about 315 single-family plus 14 villas), built largely between 1994 and 2001 and governed by the Silver Lakes-Gateway Homeowners Association.
A few practical notes. The neighborhood sits in unincorporated Lee County, evacuation Zone E, and the wired high-capacity internet option is Xfinity cable. One naming quirk to watch on a listing search: the association spells its legal name "Silver Lakes-Gateway," while county and GIS records use "Silverlakes." Confirm current HOA dues, CDD balances and community rules directly with the association. This page is an independent, records-based starting point — not affiliated with the HOA or developer.
Trusted contractors for Silverlakes
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Request help →Storm & flood
Live status from the National Weather Service and NOAA, each item stamped with the time it was checked; anything past its freshness window is removed rather than shown as current. In an approaching storm, rely on official channels first: Lee County Emergency Management ↗.
This is county map data with a retrieval date — not a flood determination for insurance or lending purposes. Confirm your parcel with the official county lookup or your insurer.
Home & property numbers
13 sales · FL DOR codes 01–02 · retrieved Aug 21 2026
Recorded prices, not an appraisal — and not a valuation of any one home.
Typical build years (5th–95th pct) · Property Appraiser · Aug 21 2026
A typical build-era band — the 5th–95th percentile of parcel build years, so a stray older or newer parcel doesn't widen it. It says nothing about how many homes went up when.
2020–2024 ACS 5-year · B19013 · retrieved Aug 4 2026 · one tract
Census tracts cover an area wider than the community’s own boundary.
What it costs to live here
A worked annual example — the shape of a bill here, not a quote for any home.
Worked example — 13.4125 mills on a $325,000 rounded assessed value before exemptions (from the community’s average just value). Your own bill moves with exemptions and assessment caps.
Gateway Services CDD $1,285.62 plus $366.39 in other non-ad-valorem items, read off one sampled 2025 bill. Varies by lot and home.
Silverlakes does not publish a fee schedule. Confirm the current amount with the HOA office before you close.
Millage Book 2025 · sampled 2025 bill
Association fees are not published here, so they are absent from this bar rather than estimated into it. Varies by lot and home; never a quote.
County roll math, one sampled tax bill and each association’s own published figures — we publish fee amounts only from official documents; amounts change annually and vary by home and exemptions. Never a quote, never tax advice.
Golf & recreation
The three closest courses to Silverlakes, nearest first.
Straight-line distances from the community center · checked Aug 2026.
Dining nearby
Nearest 8 licensed establishments · within 5 miDinner without the drive — the closest kitchens to the gate, nearest first.
From Florida food-service license records · straight-line distances · checked Aug 2026.
Local essentials
Nearest schools by distance — never an attendance-zone assignment. Official school finder ↗
Public, open ramps only.
Straight-line distances on a six-mile scale — › means a bit further out.
What's on nearby
Utilities & providers
Territory read at the community centroid — not a per-parcel guarantee.
Reported at a sampled in-community address — availability varies parcel to parcel.
Service-territory map data (checked Aug 2026) — the provider serving the area, not a guarantee of connection for any individual parcel. Confirm service and rates with the provider before relying on them.
Dates that matter in Lee County
You must own and occupy the home as your permanent residence as of January 1 to claim it for that tax year; buy after January 1 and you file for the following year.
Property Appraiser ↗The proposed-tax notice from the Property Appraiser; not a bill. You then have 25 days from its mailing date to petition the Value Adjustment Board.
FL Dept. of Revenue ↗Early-payment discounts: 4% in November, 3% December, 2% January, 1% February; a deadline landing on a weekend or holiday extends to the next business day.
Tax Collector ↗The Atlantic season per the National Hurricane Center; storms can occur outside these dates.
National Hurricane Center ↗County and state dates — the same for every Lee County community, each linked to its official source (checked Aug 2026).
Just moved here? Start with these
The six things worth doing in your first week, in the order they matter.
Every link goes to the official government source (checked Aug 2026).
HOA & community contacts
Southwest Florida Gated Communities is not affiliated with the Silverlakes homeowners’ association or club. Something out of date? Report a correction →